Prices & EnrollmentAre you considering a career as a mortgage loan originator (MLO), or are you already working in the industry? Under the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE), individuals involved in the mortgage loan origination process are required to obtain licensure.
Get compliant 100% online with convenient SAFE education courses from Allied. You can even meet your national SAFE education requirements in 14 days!
Our staff is dedicated to the success of all of our students in every Allied course. Throughout your SAFE education courses, you will receive personalized student support through e-mail, phone and fax during regular business hours. There are knowledgeable representatives to assist you every step of the way.
Don’t get forced into paying extra fees. Allied Business Schools, Inc. pays the NMLS credit banking fee for every student that completes applicable SAFE courses. Other schools charge extra.
With an online course, you can satisfy your SAFE education requirements from home, your office or anywhere you receive Internet connection. It’s a smart, convenient way to keep your career on track while avoiding the extra time and expense associated with driving to a classroom.
Allied Real Estate Schools is an approved NMLS education provider. When you enroll, you’ll receive effective, comprehensive course materials so you can pass the SAFE exam and focus on what’s important – your career.
NMLS Provider ID #1400321
Prices & Enrollment
Prices & EnrollmentPartner with an NMLS approved education provider to meet your Mortgage Loan Originator requirements the convenient, more effective way – 100% online. Allied’s course curriculum focuses on core SAFE principles. This means students learn exactly what they need to know so they can progress and meet their education needs.
In order to meet SAFE compliance regulations, you will need to:
Not sure what to take? Call (888) 501-7686 for assistance.
Note: Mortgage loan originator training is available as both programs and individual courses as described below.
Don’t get forced into paying extra fees. Allied Schools pays the NMLS credit banking fee for every student that completes applicable SAFE courses. Other schools charge extra.
Allied offers a variety of SAFE licensing packages for the above-referenced states, ranging from a national-focused package to state-specific packages. To view what packages are available in your state, please visit Allied’s SAFE pre-license education.
Your package includes:
20-Hour CA-DBO SAFE Comprehensive Course - Your education will include four comprehensive sections that focus on federal laws and regulations, including the TILA-RESPA Rule, fraud, consumer protection and fair lending issues, non-traditional mortgage products, CA-DBO regulations, as well as loan products and programs.
SAFE Mortgage Loan Originator National Exam Prep with UST - Benefit from 400+ questions that that test your knowledge of federal mortgage-related laws, general mortgage knowledge, mortgage loan origination activities and ethics, in addition to questions related to UST.
18-Hour SAFE Core Mortgage Loan Originator - Allied’s Mortgage Loan Originator SAFE Core course is a 18-hour online prelicensing course. It is designed to satisfy 18 hours of the pre-licensure education requirements of the SAFE Act, including 3 hours of federal laws and regulations, which includes the TILA-RESPA Rule; 3 hours of ethics, which includes instruction on fraud, consumer protection, and fair lending issues; and 2 hours of training related to lending standards for the nontraditional mortgage product marketplace. The remaining 10 hours cover loan products and programs, underwriting, and settlement procedures. Syllabus
2-Hour Loan Servicing and Foreclosure - Allied’s 2-Hour SAFE Loan Servicing and Foreclosure Course is an elective education course. It will cover various aspects of loan servicing, such as impound accounts, payoff demand statements, and insurance requirements, as well as processes and procedures related to default and foreclosure. Syllabus
SAFE Mortgage Loan Originator National Exam Prep with UST – Be prepared to pass the national exam! You’ll get access to hundreds of questions that that test what you know and help pinpoint areas needing extra study. You’ll get a thorough review of topics, such as federal mortgage-related laws, general mortgage knowledge, mortgage loan origination activities and ethics, in addition to questions related to UST.
3-Hour TX-SML SAFE Mortgage Law - This course focuses on Texas-SML defined education, which includes the rules that must be followed when providing home equity loans, HELOCs, and reverse mortgages; procedures related to foreclosing on home equity loans; and the SMA operations, administration, and examination procedures for mortgage companies and mortgage bankers as well as their licensed RMLOs. Syllabus
4-Hour AZ Mortgage Law - Allied’s 4-Hour AZ SAFE Mortgage Law course is a 4-hour online prelicensing course. This course illustrates the current state of the mortgage industry in Arizona and highlights the purpose of both the Arizona Department of Financial Institutions (AZDFI) and the Nationwide Mortgage Licensing System and Registry (NMLS). Following this course, students will be able to identify the different types of Arizona mortgage licenses and the requirements for obtaining and maintaining each type. Moreover, students will be able to recognize compliance concerns and prohibited actions associated with Arizona mortgage licenses, as well as the penalties resulting from non-compliance. Syllabus
Online Text: Mortgage Loan Originator
5 required sections - each section includes overview, objectives, 1 – 3 units of content, and assignments with section class discussion, multiple-choice section exam and section activity (sections 1 - 3)
Online final exam - 50 multiple-choice questions; non-proctored; 1.5-hour time limit
Your package will include this 18-hour course, in addition to a 2-hour course to fulfill your 20 hours of education.
4 required sections - each section includes overview, objectives, 1 – 3 units of content, and assignments with section class discussion, multiple-choice section exam and section activity (sections 1 - 3)
Online final exam - 45 multiple-choice questions; non-proctored; 1.5-hour time limit
Your package will include a 2-hour elective course, in addition to the 18-Hour SAFE Core Mortgage Loan Originator course to fulfill your 20 hours of education. Texas students will also receive the 3-Hour TX-SML SAFE Mortgage Law course.
Online Texts: Selections from Real Estate Finance
2 required units - each section includes overview, objectives and assignments with multiple-choice unit exam and activity (unit 1 only)
Online final exam - 15 multiple-choice questions; non-proctored; 30-minute time limit
Online Text: Florida Mortgage Licensing Requirements
Your package will include this 3-hour course and a 2-hour elective course, in addition to the 18-Hour SAFE Core Mortgage Loan Originator course to fulfill your 23 hours of education.
Online Text: 3-Hour TX-SML Mortgage Law
Your package will include this 4-hour course and a 2-hour elective course, in addition to the 18-Hour SAFE Core Mortgage Loan Originator course to fulfill 22 hours of education.
Online Text: Arizona Mortgage Licensing Requirements
3 required units - each section includes overview, objectives and assignments with multiple-choice unit exam and activity (unit 1 only)
The package consists of the 7-Hour SAFE Core Continuing Education course, in addition to one additional 1-hour course.
You will receive:
7-Hour SAFE CORE Continuing Education - Syllabus
Choose one additional 1-hour course:
1-Hour CA-DBO SAFE Continuing Education - Required for students licensed in California under the DBO. Syllabus
1-Hour FL SAFE Continuing Education - Required for students licensed in Florida Syllabus
1-Hour SAFE Continuing Education Elective: Overview of HomeReady Mortgages - Available for students licensed in viable states that do not currently require state specific education. Syllabus
1-Hour AZ SAFE Continuing Education - Required for students licensed in Arizona Syllabus
You can enroll online with Allied’s convenient online enrollment options. Or, if you want to view all of Allied’s course offerings, you can view your state’s SAFE mortgage loan originator education options.
Prices & EnrollmentA mortgage loan originator (MLO) is a liaison between a lending institution and a consumer who wants to obtain a personal or business loan from that institution. The MLO will help facilitate a loan arrangement that is in the best interest of the consumer and the lending institution.
According to the Bureau of Labor Statistics (BLS), annual earnings for loan officers in 2012 was $59,820. Additionally, employment of loan officers is projected to grow 8% through 2022. Individuals with college degrees or experience may experience greater opportunity.
Start or keep your mortgage loan originator career on track and get SAFE compliant 100% online. View Courses