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SAFE Mortgage Loan Originator License

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SAFE Mortgage Loan Originator License -NMLS

Prices & EnrollmentAre you considering a career as a mortgage loan originator (MLO), or are you already working in the industry? Under the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE), individuals involved in the mortgage loan origination process are required to obtain licensure.

Get compliant 100% online with convenient SAFE education courses from Allied. You can even meet your national SAFE education requirements in 14 days!

Live Support Coaches

Our staff is dedicated to the success of all of our students in every Allied course. Throughout your SAFE education courses, you will receive personalized student support through e-mail, phone and fax during regular business hours. There are knowledgeable representatives to assist you every step of the way.

Paid Credit Banking Fee!

Don’t get forced into paying extra fees. Allied Business Schools, Inc. pays the NMLS credit banking fee for every student that completes applicable SAFE courses. Other schools charge extra.

100% Online Course

With an online course, you can satisfy your SAFE education requirements from home, your office or anywhere you receive Internet connection. It’s a smart, convenient way to keep your career on track while avoiding the extra time and expense associated with driving to a classroom.

Nationwide Mortgage Licensing System & Registry (NMLS) Approved Education

Allied Real Estate Schools is an approved NMLS education provider. When you enroll, you’ll receive effective, comprehensive course materials so you can pass the SAFE exam and focus on what’s important – your career.

NMLS Provider ID #1400321

Prices & Enrollment

 


SAFE Mortgage Loan Originator Online Courses

Prices & EnrollmentPartner with an NMLS approved education provider to meet your Mortgage Loan Originator requirements the convenient, more effective way – 100% online. Allied’s course curriculum focuses on core SAFE principles. This means students learn exactly what they need to know so they can progress and meet their education needs.

In order to meet SAFE compliance regulations, you will need to:

  • Complete the NMLS application process
  • Complete the MLO pre-license education
  • Register, prepare for and complete the SAFE examination

Not sure what to take? Call (888) 501-7686 for assistance.

Paid Credit Banking Fee!

Don’t get forced into paying extra fees. Allied Schools pays the NMLS credit banking fee for every student that completes applicable SAFE courses. Other schools charge extra.

Note: Mortgage loan originator training is available as both programs and individual courses as described below.

Allied’s Online SAFE Packages, Courses, Prep & CE:

MLO Licensing Packages

Allied offers a variety of SAFE licensing packages for the above-referenced states, ranging from a national-focused package to state-specific packages. To view what packages are available in your state, please visit Allied’s SAFE pre-license education.

Arizona SAFE MLO Fast Track Package with Prep

Choose this all-inclusive package to get the pre-license courses and exam prep that meet the Arizona MLO requirements. You will fulfill 22 hours of education and receive the online prep to help you prepare for the national exam and pass on your first try.

Your package includes:

  • 18-Hour SAFE Core Mortgage Loan Originator Course
  • 4-Hour Arizona SAFE Mortgage Law Course
  • SAFE Mortgage Loan Originator National Exam Prep with UST

You can also enroll in Allied’s Arizona SAFE MLO Fast Track Package to receive only the pre-licensing courses.


California SAFE MLO Fast Track Package

When you enroll in this package, you receive the coursework and prep materials needed to fulfill the education-related pre-requisites for your mortgage license. Benefit from an NMLS approved course and hands-on exam prep, which help meet your 20 hours of required education and prepare you for the national test.

Your package includes:

  • 20-Hour CA-DBO SAFE Comprehensive Course
  • SAFE Mortgage Loan Originator National Exam Prep with UST

National SAFE MLO Fast Track Package with Prep

Select this package to receive the courses and exam prep that meet the pre-license requirements to become a mortgage loan originator in the approved states. You will fulfill the 20 hours of required education and get the online prep to help you prepare you for and pass the national exam.

Your package includes:

  • 18-Hour SAFE Core Mortgage Loan Originator Course
  • SAFE Mortgage Loan Originator National Exam Prep with UST
  • And one of the following:

  • 2-Hour Loan Servicing and Foreclosure Course, or
  • 2-Hour Florida SAFE Mortgage Law Course

You can also enroll in Allied’s National SAFE MLO Fast Track Package to only receive the pre-licensing courses.


Nevada SAFE MLO Fast Track Package with Prep

This package meets 30 hours of pre-license education and helps you prepare for the national component of the state exam with one all-inclusive package that includes everything you need to meet your Nevada MLO requirements.

Your package includes:

  • 18-Hour SAFE Core Mortgage Loan Originator Course
  • 2-Hour CA-DBO SAFE Mortgage Law Course
  • 4-Hour Nevada SAFE Mortgage Law Course (Required for students who wish to be endorsed in Nevada)
  • 4-Hour Arizona SAFE Mortgage Law Course
  • 2-Hour SAFE Loan Servicing and Foreclosure Course
  • SAFE Mortgage Loan Originator National Exam Prep with UST

You can also enroll in Allied’s Nevada SAFE MLO Fast Track Package to only receive the pre-licensing courses.


Texas SAFE MLO Fast Track Package with Prep

When you enroll in this package, you receive the courses and exam prep that meet the pre-license requirements for your Texas mortgage license. You will fulfill the 23 hours of required education and get the online prep to help you prepare you for the national exam – all 100% online, on your schedule.

Your package includes:

  • 18-Hour SAFE Core Mortgage Loan Originator Course
  • 2-Hour Loan Servicing and Foreclosure Course
  • 3-Hour TX-SML SAFE Mortgage Law Course
  • SAFE Mortgage Loan Originator National Exam Prep with UST

You can also enroll in Allied’s Texas SAFE MLO Fast Track Package to only receive the pre-licensing courses.


Washington SAFE MLO Fast Track Package with Prep

Choose this package to receive the courses and exam prep that meet the pre-license requirements for your Washington mortgage license. With this package, you will satisfy t22 hours of required education and get the online prep to help you prepare you for the national exam.

Your package includes:

  • 18-Hour SAFE Core Mortgage Loan Originator Course
  • 4-Hour Washington SAFE Mortgage Law Course
  • SAFE Mortgage Loan Originator National Exam Prep with UST

You can also enroll in Allied’s Washington SAFE MLO Fast Track Package to only receive the pre-licensing courses.


MLO Licensing Courses

20-Hour CA-DBO SAFE Comprehensive Course (CA DBO Only)

Course Syllabus

Allied’s Mortgage Loan Originator SAFE Core course is a 20-hour online pre-licensing course. It is designed to satisfy all of the pre-licensure education requirements of the SAFE Act. The course includes three (3) hours of federal laws and regulations, which includes the TILA-RESPA Rule; three (3) hours of ethics, which includes instruction on fraud, consumer protection, and fair lending issues; and two (2) hours of training related to lending standards for the nontraditional mortgage product marketplace. Additionally, the course includes two (2) hours of CA-DBO specific agency regulations. The remaining ten (10) hours cover loan products and programs, underwriting, and settlement procedures. Note: Five course sessions start every Wednesday and include 15 students per session.


18-Hour SAFE Core Mortgage Loan Originator Course(AK, AR, AZ, CA - BRE, DE, FL, IL, KS, LA, ME, NH, SD, TX, VA, WY)

Course Syllabus

Allied’s Mortgage Loan Originator SAFE Core course is a 18-hour online prelicensing course. It is designed to satisfy 18 hours of the pre-licensure education requirements of the SAFE Act, including 3 hours of federal laws and regulations, which includes the TILA-RESPA Rule; 3 hours of ethics, which includes instruction on fraud, consumer protection, and fair lending issues; and 2 hours of training related to lending standards for the nontraditional mortgage product marketplace. The remaining 10 hours cover loan products and programs, underwriting, and settlement procedures. Note: Two course sessions start every other Wednesday and include 15 students per session.


4-Hour Arizona SAFE Mortgage Law Course (Required in AZ; also approved in AK, AR, CA - BRE, DE, IL, KS, LA, ME, MO, SD, TX - OCCC, UT-DFI, VA, WY)

Course Syllabus

This course illustrates the current state of the mortgage industry in Arizona and highlights the purpose of both the Arizona Department of Financial Institutions (AZDFI) and the Nationwide Mortgage Licensing System and Registry (NMLS). Following this course, students will be able to identify the different types of Arizona mortgage licenses and the requirements for obtaining and maintaining each type. Moreover, students will be able to recognize compliance concerns and prohibited actions associated with Arizona mortgage licenses, as well as the penalties resulting from non-compliance. Note: One course session starts every other Thursday and includes 15 students per session.


4-Hour Nevada SAFE Mortgage Law Course (Required for AZ; also approved in AK, AK, CA-BRE, DE, IL, KS, LA, ME, MO, SD, TX-OCCC, UT-DFI, VA, WY)

Course Syllabus

Allied’s 4-Hour NV SAFE Mortgage Law course is a 4-hour online prelicensing course. It is designed to satisfy the pre-licensure education requirements for Nevada State-Specific Defined Electives. Mortgage loan origination, mortgage brokerage, and mortgage lending are heavily regulated businesses in Nevada. This course identifies the types of licenses and the qualifications required to obtain each license. Several compliance issues are identified and discussed. In addition, the grounds for discipline and prohibited acts are reviewed and analyzed. Note: One course session starts every other Wednesday and includes 15 students per session.


4-Hour Washington SAFE Mortgage Law Course (Required for WA; also approved in AK, AK, CA-BRE, DE, IL, KS, LA, ME, MO, SD, TX-OCCC, UT-DFI, VA, WY)

Course Syllabus

Allied’s 4-Hour WA SAFE Mortgage Law course is a 4-hour online prelicensing course. It is designed to satisfy the pre-licensure education requirements of the SAFE Act. Mortgage loan origination, mortgage brokerage, and mortgage lending are heavily regulated businesses in Washington. This course identifies the types of licenses and the qualifications required to obtain each license. Several compliance issues are identified and discussed. In addition, the grounds for discipline and prohibited acts are reviewed and analyzed. Note: One course session starts every other Thursday and includes 15 students per session.


3-Hour TX-SML SAFE Mortgage Law Course(TX Only)

Course Syllabus

This course focuses on Texas-SML defined education, which includes the rules that must be followed when providing home equity loans, HELOCs, and reverse mortgages; procedures related to foreclosing on home equity loans; and the SMA operations, administration, and examination procedures for mortgage companies and mortgage bankers as well as their licensed RMLOs. Note: One course session starts every other Wednesday and includes 15 students per session.


2-Hour CA-DBO SAFE Mortgage Law Course(Required for CA-DBO; meets elective requirement in following states if students want dual endorsement: AK, AR, CA - BRE, DE, IL, KS, LA, ME, MO, SD, TX - OCCC, UT-DFI, VA, WY)

Course Syllabus

Allied’s 2-Hour CA-DBO SAFE Mortgage Law course is a 2-hour online prelicensing course. It is designed to satisfy the pre-licensure education requirements of the SAFE Act. The course covers 2 hours of CA-DBO specific agency regulations, which includes California Residential Mortgage Lending Act (CRMLA) and California Finance Lenders Law (CFLL). Note: One course session starts every other Tuesday and includes 15 students per session.


2-Hour Florida SAFE Mortgage Law Course(Required in FL; also approved in AK, AR, CA - BRE, DE, IL, KS, LA, ME, NH, SD, TX, VA, WY)

Course Syllabus

Allied’s 2-Hour FL SAFE Mortgage Law course is a 2-hour online prelicensing course. It is designed to satisfy the pre-licensure education requirements of the SAFE Act. The course covers Florida’s defined education, which includes mortgage loan origination, mortgage brokerage, and mortgage lending businesses in Florida, as well as the three major types of licenses and major compliance issues within the mortgage industry. Note: One course session starts every other Tuesday and includes 15 students per session.


2-Hour SAFE Loan Servicing and Foreclosure Course (AK, AR, CA - BRE, DE, IL, KS, LA, ME, NH, SD, TX, VA, WY)

Course Syllabus

Allied’s 2-Hour SAFE Loan Servicing and Foreclosure Course is an elective education course. It will cover various aspects of loan servicing, such as impound accounts, payoff demand statements, and insurance requirements, as well as processes and procedures related to default and foreclosure. Note: Two course sessions start every other Tuesday and includes 15 students per session.


Prices & Enrollment

MLO National Exam Prep

SAFE Mortgage Loan Originator National Exam Online Prep with Uniform State Content (UST)

This exam prep is designed to prepare existing and aspiring Mortgage Loan Originators for the National Component of the exam as required by the SAFE act (Secure and Fair Enforcement for Mortgage Licensing Act). The UST tests applicants on their knowledge of high level state-related content that is based on the SAFE Act and for states that have adopted it, the UST will replace the state-specific test. States that have not adopted the UST will still require applicants to take the national test and the state-specific test.


MLO Continuing Education

LATE 8-Hour CA-DBO SAFE Continuing Education Package (CA Only)

This package helps you satisfy your annual CE education requirements. It consists of the LATE CE 7-Hour SAFE Core Continuing Education course, in addition to LATE CE 1-Hour CA-DBO SAFE Continuing Education course. Complete your requirements 100% online and keep your license up to date!

LATE CE 7-Hour SAFE CORE Continuing Education (6979) - Syllabus

Allied’s 7-Hour SAFE CORE Continuing Education course is a 7-hour online continuing education (CE) course. It is designed to satisfy the CE education requirements for all core requirements, including 3 hours of federal laws and regulations, 2 hours of ethics: fraud, consumer protection, and fair lending issues, and 2 hours of nontraditional mortgage products. The course includes an overview of HMDA and Regulation C as it pertains to federally regulated and closed-end mortgages; a discussion of current mortgage fraud schemes; and training related to Nontraditional VA Mortgages.


LATE CE 1-Hour CA-DBO SAFE Continuing Education (6980) - Syllabus

Allied’s 1-Hour CA-DBO SAFE Continuing Education course is a 1-hour online continuing education (CE) course. It is designed to satisfy the CE education requirements of the CA-DBO and includes an overview of the California Finance Lenders Law.


Are you ready to get started?

You can enroll online with Allied’s convenient online enrollment options. Or, if you want to view all of Allied’s course offerings, you can view your state’s SAFE mortgage loan originator education options.

Prices & Enrollment

 


NMLS Provider ID #1400321

Mortgage Loan Originator Career

Prices & EnrollmentA mortgage loan originator (MLO) is a liaison between a lending institution and a consumer who wants to obtain a personal or business loan from that institution. The MLO will help facilitate a loan arrangement that is in the best interest of the consumer and the lending institution.

As an MLO, you will need to:

  • Have comprehensive knowledge of available loans
  • Understand the terms of available loans, including requirements and conditions for consumer qualification
  • Stay on top of changing interest rates
  • Evaluate a loan applicants’ financial situation and ability to qualify for a loan
  • Have excellent communication, organization and customer service skills

Mortgage loan originators may find employment in a variety of settings. Opportunities may be found in:

  • Banks
  • Credit Unions
  • Commercial Lending Institutions
  • Private Lending Institutions
  • And More

Earning Potential and Future Outlook

According to the Bureau of Labor Statistics (BLS), annual earnings for loan officers in 2012 was $59,820. Additionally, employment of loan officers is projected to grow 8% through 2022. Individuals with college degrees or experience may experience greater opportunity.

Why Allied’s Online Course?

  • NMLS approved, 100% online education
  • Complete pre-licensure education requirements
  • Benefit from regular start dates – a course session starts every Monday
  • Learn online, according to your busy schedule

NMLS Provider ID #1400321

Are you ready to get started?

Start or keep your mortgage loan originator career on track and get SAFE compliant 100% online. View Courses

Prices & Enrollment


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